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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,195 | $117,904+9.6% | $102,457+26.1% | $145,978-11.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 10.25% | 31.80%-21.5pp | 29.41%-19.2pp | 550.52%-540.3pp |
| Employer contribution / active EE | $2,095 | $3,613-42.0% | $3,022-30.7% | $4,662-55.1% |
| Participant deferral / active EE | $4,702 | $5,733-18.0% | $5,054-7.0% | $6,690-29.7% |
| Admin fee / account holder | $5,272 | $13,329-60.5% | $9,451-44.2% | $13,400-60.7% |