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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,532 | $28,624+48.6% | $53,647-20.7% | $82,637-48.5% |
| Participation rate | 37.9% | 47.3%-9.3pp | 56.3%-18.3pp | 68.1%-30.1pp |
| Annual return | 22.80% | 664.98%-642.2pp | 358.33%-335.5pp | 53.51%-30.7pp |
| Employer contribution / active EE | $997 | $637+56.6% | $962+3.6% | $2,552-60.9% |
| Participant deferral / active EE | $3,055 | $1,196+155.4% | $1,813+68.5% | $4,126-26.0% |
| Admin fee / account holder | $670 | $2,022-66.9% | $2,460-72.8% | $7,339-90.9% |