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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,332 | $182,442+38.3% | $163,379+54.4% | $138,895+81.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 14.83% | 72.74%-57.9pp | 63.41%-48.6pp | 145.39%-130.6pp |
| Employer contribution / active EE | $5,535 | $4,159+33.1% | $3,752+47.5% | $4,194+32.0% |
| Participant deferral / active EE | $9,900 | $6,817+45.2% | $6,282+57.6% | $6,396+54.8% |
| Admin fee / account holder | $1,823 | $10,396-82.5% | $9,818-81.4% | $12,562-85.5% |