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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,627 | $114,119-58.3% | $107,187-55.6% | $138,895-65.7% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 79.9%-13.3pp |
| Annual return | 20.40% | 273.21%-252.8pp | 204.55%-184.1pp | 145.39%-125.0pp |
| Employer contribution / active EE | $2,314 | $4,059-43.0% | $3,782-38.8% | $4,194-44.8% |
| Participant deferral / active EE | $4,315 | $5,538-22.1% | $5,096-15.3% | $6,396-32.5% |
| Admin fee / account holder | $644 | $10,024-93.6% | $9,162-93.0% | $12,562-94.9% |