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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,698 | $133,981-83.8% | $112,249-80.7% | $134,532-83.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | 58.52% | 47.16%+11.4pp | 27.48%+31.0pp | 418.27%-359.8pp |
| Employer contribution / active EE | $0 | $4,040-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $4,045 | $5,292-23.6% | $4,729-14.5% | $6,401-36.8% |
| Admin fee / account holder | $1,000 | $7,492-86.7% | $6,412-84.4% | $11,429-91.3% |