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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,627 | $111,535-57.3% | $105,223-54.7% | $137,256-65.3% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 20.40% | 237.85%-217.5pp | 180.65%-160.3pp | 220.34%-199.9pp |
| Employer contribution / active EE | $2,314 | $3,939-41.3% | $3,689-37.3% | $4,156-44.3% |
| Participant deferral / active EE | $4,315 | $5,500-21.5% | $5,072-14.9% | $6,407-32.6% |
| Admin fee / account holder | $644 | $9,721-93.4% | $8,859-92.7% | $12,270-94.8% |