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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,184 | $118,467-30.6% | $98,450-16.5% | $139,456-41.1% |
| Participation rate | 92.9% | 77.5%+15.4pp | 75.2%+17.7pp | 80.3%+12.5pp |
| Annual return | 20.58% | 18.95%+1.6pp | 21.16%-0.6pp | 373.45%-352.9pp |
| Employer contribution / active EE | $2,591 | $3,611-28.2% | $3,049-15.0% | $4,753-45.5% |
| Participant deferral / active EE | $5,029 | $5,393-6.8% | $4,739+6.1% | $6,711-25.1% |
| Admin fee / account holder | $7,821 | $14,057-44.4% | $8,961-12.7% | $11,407-31.4% |