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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,188 | $223,823-30.7% | $211,142-26.5% | $154,746+0.3% |
| Participation rate | 42.9% | 87.9%-45.0pp | 87.3%-44.4pp | 80.7%-37.8pp |
| Annual return | 17.75% | 50.39%-32.6pp | 46.84%-29.1pp | 172.34%-154.6pp |
| Employer contribution / active EE | $9,338 | $6,787+37.6% | $6,442+45.0% | $4,379+113.2% |
| Participant deferral / active EE | $5,527 | $9,750-43.3% | $9,284-40.5% | $6,730-17.9% |
| Admin fee / account holder | $236 | $19,707-98.8% | $19,076-98.8% | $14,365-98.4% |