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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,801 | $62,592-81.1% | $85,693-86.2% | $85,856-86.3% |
| Participation rate | 86.0% | 61.1%+24.8pp | 69.9%+16.1pp | 69.3%+16.6pp |
| Annual return | 20.17% | 23.77%-3.6pp | 21.49%-1.3pp | 318.58%-298.4pp |
| Employer contribution / active EE | $1,605 | $1,755-8.6% | $2,618-38.7% | $2,565-37.4% |
| Participant deferral / active EE | $4,746 | $2,802+69.4% | $3,923+21.0% | $3,952+20.1% |
| Admin fee / account holder | $353 | $4,643-92.4% | $6,874-94.9% | $6,261-94.4% |