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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,411 | $167,030-87.2% | $135,768-84.2% | $155,188-86.2% |
| Participation rate | 66.7% | 76.2%-9.5pp | 71.1%-4.4pp | 80.8%-14.1pp |
| Annual return | 18.45% | 678.39%-659.9pp | 526.10%-507.6pp | 148.84%-130.4pp |
| Employer contribution / active EE | $1,797 | $4,132-56.5% | $3,394-47.1% | $4,248-57.7% |
| Participant deferral / active EE | $1,797 | $4,528-60.3% | $3,977-54.8% | $6,531-72.5% |
| Admin fee / account holder | $1,338 | $8,172-83.6% | $7,048-81.0% | $14,480-90.8% |