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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,684 | $109,863+12.6% | $98,477+25.6% | $167,518-26.2% |
| Participation rate | 73.9% | 75.8%-1.9pp | 73.3%+0.6pp | 82.1%-8.2pp |
| Annual return | 36.51% | 1958.09%-1921.6pp | 1493.59%-1457.1pp | 478.71%-442.2pp |
| Employer contribution / active EE | $3,171 | $3,225-1.7% | $2,961+7.1% | $4,838-34.5% |
| Participant deferral / active EE | $4,446 | $4,673-4.9% | $4,276+4.0% | $6,342-29.9% |
| Admin fee / account holder | $1,881 | $6,755-72.2% | $5,951-68.4% | $12,312-84.7% |