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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,263 | $99,995-71.7% | $85,063-66.8% | $145,978-80.6% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.8pp | 80.3%-13.6pp |
| Annual return | 14.63% | 83.99%-69.4pp | 66.54%-51.9pp | 550.52%-535.9pp |
| Employer contribution / active EE | $1,861 | $3,231-42.4% | $2,727-31.8% | $4,662-60.1% |
| Participant deferral / active EE | $2,789 | $5,295-47.3% | $4,523-38.3% | $6,690-58.3% |
| Admin fee / account holder | $107 | $7,255-98.5% | $6,155-98.3% | $13,400-99.2% |