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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,747 | $148,623+66.7% | $135,974+82.2% | $139,466+77.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.31% | 79.30%-63.0pp | 68.30%-52.0pp | 373.66%-357.4pp |
| Employer contribution / active EE | $4,535 | $5,246-13.6% | $4,859-6.7% | $4,754-4.6% |
| Participant deferral / active EE | $6,002 | $8,103-25.9% | $7,760-22.6% | $6,712-10.6% |
| Admin fee / account holder | $24,996 | $12,406+101.5% | $10,767+132.2% | $11,409+119.1% |