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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,166 | $160,028-86.8% | $147,080-85.6% | $145,884-85.5% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 14.41% | 98.60%-84.2pp | 420.17%-405.8pp | 551.85%-537.4pp |
| Employer contribution / active EE | $6,333 | $5,286+19.8% | $4,933+28.4% | $4,662+35.8% |
| Participant deferral / active EE | $4,561 | $8,422-45.8% | $8,066-43.5% | $6,690-31.8% |
| Admin fee / account holder | $6,035 | $15,030-59.8% | $12,989-53.5% | $13,392-54.9% |