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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,625 | $148,629-88.1% | $135,982-87.0% | $139,487-87.4% |
| Participation rate | 85.7% | 83.9%+1.8pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 23.59% | 79.33%-55.7pp | 68.32%-44.7pp | 373.84%-350.2pp |
| Employer contribution / active EE | $2,140 | $5,247-59.2% | $4,859-56.0% | $4,755-55.0% |
| Participant deferral / active EE | $3,862 | $8,102-52.3% | $7,760-50.2% | $6,713-42.5% |
| Admin fee / account holder | $1,025 | $12,406-91.7% | $10,767-90.5% | $11,407-91.0% |