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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,848 | $148,582-28.1% | $135,942-21.4% | $139,456-23.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.67% | 79.26%-59.6pp | 68.28%-48.6pp | 373.45%-353.8pp |
| Employer contribution / active EE | $18,683 | $5,245+256.2% | $4,858+284.6% | $4,753+293.1% |
| Participant deferral / active EE | $23,665 | $8,101+192.1% | $7,759+205.0% | $6,711+252.6% |
| Admin fee / account holder | $16,177 | $12,402+30.4% | $10,764+50.3% | $11,407+41.8% |