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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,848 | $148,623-28.1% | $135,974-21.4% | $139,466-23.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.67% | 79.30%-59.6pp | 68.30%-48.6pp | 373.66%-354.0pp |
| Employer contribution / active EE | $18,683 | $5,246+256.1% | $4,859+284.5% | $4,754+293.0% |
| Participant deferral / active EE | $23,665 | $8,103+192.1% | $7,760+205.0% | $6,712+252.6% |
| Admin fee / account holder | $16,177 | $12,406+30.4% | $10,767+50.2% | $11,409+41.8% |