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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,075 | $211,105-85.3% | $178,449-82.6% | $145,978-78.7% |
| Participation rate | 90.9% | 80.8%+10.1pp | 77.1%+13.8pp | 80.3%+10.6pp |
| Annual return | 17.24% | 30.19%-12.9pp | 27.09%-9.8pp | 550.52%-533.3pp |
| Employer contribution / active EE | $4,818 | $4,569+5.5% | $3,951+21.9% | $4,662+3.3% |
| Participant deferral / active EE | $8,125 | $6,959+16.7% | $6,277+29.4% | $6,690+21.5% |
| Admin fee / account holder | $6,520 | $12,017-45.7% | $10,362-37.1% | $13,400-51.3% |