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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,641 | $160,070-4.0% | $147,117+4.4% | $145,897+5.3% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 32.13% | 98.69%-66.6pp | 420.54%-388.4pp | 552.29%-520.2pp |
| Employer contribution / active EE | $14,360 | $5,285+171.7% | $4,932+191.1% | $4,663+208.0% |
| Participant deferral / active EE | $19,349 | $8,419+129.8% | $8,065+139.9% | $6,689+189.3% |
| Admin fee / account holder | $5,621 | $15,035-62.6% | $12,993-56.7% | $13,390-58.0% |