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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,641 | $159,934-3.9% | $147,005+4.5% | $145,959+5.3% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 32.13% | 98.24%-66.1pp | 418.76%-386.6pp | 561.95%-529.8pp |
| Employer contribution / active EE | $14,360 | $5,287+171.6% | $4,934+191.0% | $4,661+208.1% |
| Participant deferral / active EE | $19,349 | $8,427+129.6% | $8,070+139.8% | $6,689+189.3% |
| Admin fee / account holder | $5,621 | $15,053-62.7% | $13,006-56.8% | $13,398-58.0% |