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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,641 | $160,040-4.0% | $147,096+4.4% | $145,877+5.3% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 32.13% | 98.49%-66.4pp | 419.75%-387.6pp | 551.28%-519.2pp |
| Employer contribution / active EE | $14,360 | $5,289+171.5% | $4,936+190.9% | $4,663+208.0% |
| Participant deferral / active EE | $19,349 | $8,429+129.6% | $8,071+139.7% | $6,691+189.2% |
| Admin fee / account holder | $5,621 | $15,050-62.6% | $13,005-56.8% | $13,402-58.1% |