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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,429 | $162,136-68.9% | $152,301-66.9% | $154,746-67.4% |
| Participation rate | 90.9% | 84.1%+6.8pp | 82.4%+8.5pp | 80.7%+10.2pp |
| Annual return | 19.24% | 91.02%-71.8pp | 80.50%-61.3pp | 172.34%-153.1pp |
| Employer contribution / active EE | $5,739 | $4,890+17.4% | $4,624+24.1% | $4,379+31.1% |
| Participant deferral / active EE | $7,521 | $8,341-9.8% | $8,004-6.0% | $6,730+11.8% |
| Admin fee / account holder | $6,322 | $15,759-59.9% | $14,398-56.1% | $14,365-56.0% |