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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,744 | $160,028-80.2% | $147,080-78.4% | $145,884-78.2% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 13.57% | 98.60%-85.0pp | 420.17%-406.6pp | 551.85%-538.3pp |
| Employer contribution / active EE | $2,356 | $5,286-55.4% | $4,933-52.2% | $4,662-49.5% |
| Participant deferral / active EE | $5,195 | $8,422-38.3% | $8,066-35.6% | $6,690-22.3% |
| Admin fee / account holder | $770 | $15,030-94.9% | $12,989-94.1% | $13,392-94.2% |