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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,429 | $154,228-67.3% | $145,433-65.3% | $137,256-63.3% |
| Participation rate | 90.9% | 83.8%+7.1pp | 82.1%+8.8pp | 80.0%+10.9pp |
| Annual return | 19.24% | 74.59%-55.3pp | 66.58%-47.3pp | 220.34%-201.1pp |
| Employer contribution / active EE | $5,739 | $4,804+19.5% | $4,554+26.0% | $4,156+38.1% |
| Participant deferral / active EE | $7,521 | $8,216-8.5% | $7,897-4.8% | $6,407+17.4% |
| Admin fee / account holder | $6,322 | $14,344-55.9% | $13,129-51.8% | $12,270-48.5% |