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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,946 | $76,608-71.4% | $56,077-60.9% | $145,877-85.0% |
| Participation rate | 60.0% | 63.2%-3.2pp | 52.5%+7.5pp | 80.3%-20.3pp |
| Annual return | 14.82% | 3009.59%-2994.8pp | 1709.28%-1694.5pp | 551.28%-536.5pp |
| Employer contribution / active EE | $1,196 | $1,382-13.5% | $1,040+14.9% | $4,663-74.4% |
| Participant deferral / active EE | $2,992 | $2,624+14.0% | $1,954+53.1% | $6,691-55.3% |
| Admin fee / account holder | $7 | $3,325-99.8% | $2,825-99.8% | $13,402-100.0% |