Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,914 | $100,784-44.5% | $191,597-70.8% | $82,637-32.3% |
| Participation rate | 42.3% | 70.5%-28.2pp | 76.9%-34.6pp | 68.1%-25.7pp |
| Annual return | 14.82% | 18.13%-3.3pp | 27.07%-12.2pp | 53.51%-38.7pp |
| Employer contribution / active EE | $870 | $3,102-72.0% | $5,025-82.7% | $2,552-65.9% |
| Participant deferral / active EE | $3,173 | $4,937-35.7% | $6,850-53.7% | $4,126-23.1% |
| Admin fee / account holder | $527 | $10,062-94.8% | $22,799-97.7% | $7,339-92.8% |