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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GREAT-WEST LIFE & ANNUITY INS. CO. Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $16,754 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 5707 SWST PRKWY · AUSTIN, TX 78735 | Advisory (Plan) | $12,318 |
Filed as: RETIREMENT PLANNING SERVICES Service code 13 · EIN 84-1096179 PO BOX 64535 · ST. PAUL, MN 55164 | Contract Administrator | $665 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,999 | $61,166+11.2% | $185,849-63.4% | $79,391-14.3% |
| Participation rate | 85.5% | 66.6%+18.9pp | 81.7%+3.8pp | 70.7%+14.8pp |
| Annual return | 3033.97% | 19.45%+3014.5pp | 122.10%+2911.9pp | 116.88%+2917.1pp |
| Employer contribution / active EE | $2,885 | $2,321+24.3% | $5,169-44.2% | $2,428+18.8% |
| Participant deferral / active EE | $3,051 | $2,789+9.4% | $5,569-45.2% | $4,046-24.6% |
| Admin fee / account holder | $229 | $710-67.7% | $16,244-98.6% | $627-63.4% |