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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,196 | $93,098-45.0% | $77,081-33.6% | $134,509-61.9% |
| Participation rate | 62.5% | 74.5%-12.0pp | 67.9%-5.4pp | 81.2%-18.7pp |
| Annual return | 19.75% | 62.63%-42.9pp | 42.33%-22.6pp | 418.13%-398.4pp |
| Employer contribution / active EE | $1,295 | $3,419-62.1% | $2,813-54.0% | $4,741-72.7% |
| Participant deferral / active EE | $2,409 | $5,239-54.0% | $4,428-45.6% | $6,400-62.4% |
| Admin fee / account holder | $1,467 | $6,945-78.9% | $5,427-73.0% | $11,427-87.2% |