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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $351 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,320 | $93,589-56.9% | $135,942-70.3% | $75,181-46.4% |
| Participation rate | 89.4% | 75.2%+14.2pp | 81.9%+7.4pp | 67.2%+22.2pp |
| Annual return | 19.87% | 30.90%-11.0pp | 68.28%-48.4pp | 160.69%-140.8pp |
| Employer contribution / active EE | $6,864 | $3,537+94.1% | $4,858+41.3% | $2,671+157.0% |
| Participant deferral / active EE | $18,418 | $6,405+187.6% | $7,759+137.4% | $4,126+346.4% |
| Admin fee / account holder | $3 | $6,977-100.0% | $10,764-100.0% | $5,650-99.9% |