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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,026 | $102,663-83.4% | $86,216-80.3% | $139,466-87.8% |
| Participation rate | 83.3% | 74.5%+8.8pp | 69.0%+14.4pp | 80.3%+3.0pp |
| Annual return | 245.68% | 1924.52%-1678.8pp | 1169.42%-923.7pp | 373.66%-128.0pp |
| Employer contribution / active EE | $2,238 | $3,035-26.2% | $2,382-6.0% | $4,754-52.9% |
| Participant deferral / active EE | $7,412 | $4,677+58.5% | $3,986+85.9% | $6,712+10.4% |
| Admin fee / account holder | $13,513 | $8,663+56.0% | $6,853+97.2% | $11,409+18.4% |