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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,746 | $96,361-87.8% | $80,607-85.4% | $139,456-91.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 26.93% | 1350.95%-1324.0pp | 936.11%-909.2pp | 373.45%-346.5pp |
| Employer contribution / active EE | $1,873 | $3,262-42.6% | $2,724-31.3% | $4,753-60.6% |
| Participant deferral / active EE | $3,283 | $5,232-37.2% | $4,448-26.2% | $6,711-51.1% |
| Admin fee / account holder | $630 | $6,601-90.5% | $5,379-88.3% | $11,407-94.5% |