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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,666 | $148,629-77.3% | $135,982-75.2% | $139,487-75.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.92% | 79.33%-63.4pp | 68.32%-52.4pp | 373.84%-357.9pp |
| Employer contribution / active EE | $1,777 | $5,247-66.1% | $4,859-63.4% | $4,755-62.6% |
| Participant deferral / active EE | $3,330 | $8,102-58.9% | $7,760-57.1% | $6,713-50.4% |
| Admin fee / account holder | $412 | $12,406-96.7% | $10,767-96.2% | $11,407-96.4% |