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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,630 | $138,114-88.0% | $125,391-86.7% | $134,545-87.6% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -273.81% | 750.88%-1024.7pp | 572.41%-846.2pp | 418.37%-692.2pp |
| Employer contribution / active EE | $4,242 | $5,246-19.1% | $4,816-11.9% | $4,742-10.5% |
| Participant deferral / active EE | $13,390 | $7,801+71.6% | $7,448+79.8% | $6,401+109.2% |
| Admin fee / account holder | $215 | $11,570-98.1% | $10,009-97.9% | $11,431-98.1% |