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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,182 | $167,504-85.0% | $151,628-83.4% | $134,509-81.3% |
| Participation rate | 94.1% | 88.4%+5.7pp | 87.5%+6.6pp | 81.2%+12.9pp |
| Annual return | -83.74% | 7.81%-91.6pp | 3.34%-87.1pp | 418.13%-501.9pp |
| Employer contribution / active EE | $6,533 | $6,828-4.3% | $6,165+6.0% | $4,741+37.8% |
| Participant deferral / active EE | $18,329 | $8,985+104.0% | $8,363+119.2% | $6,400+186.4% |
| Admin fee / account holder | $1,321 | $13,779-90.4% | $11,613-88.6% | $11,427-88.4% |