Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,829 | $80,332-64.1% | $107,187-73.1% | $64,097-55.0% |
| Participation rate | 42.3% | 54.4%-12.1pp | 75.0%-32.7pp | 55.2%-12.9pp |
| Annual return | 25.74% | 24.26%+1.5pp | 204.55%-178.8pp | 34.64%-8.9pp |
| Employer contribution / active EE | $1,312 | $2,501-47.6% | $3,782-65.3% | $1,891-30.7% |
| Participant deferral / active EE | $2,270 | $3,109-27.0% | $5,096-55.5% | $3,080-26.3% |
| Admin fee / account holder | $2,647 | $4,314-38.6% | $9,162-71.1% | $3,454-23.4% |