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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,807 | $111,814-0.9% | $103,378+7.2% | $145,978-24.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.12% | 24.80%-15.7pp | 24.91%-15.8pp | 550.52%-541.4pp |
| Employer contribution / active EE | $11,638 | $4,215+176.1% | $3,870+200.7% | $4,662+149.6% |
| Participant deferral / active EE | $11,596 | $5,618+106.4% | $5,058+129.3% | $6,690+73.3% |
| Admin fee / account holder | $4,718 | $9,764-51.7% | $8,401-43.8% | $13,400-64.8% |