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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,581 | $169,336-63.6% | $129,384-52.4% | $145,884-57.8% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 15.98% | 14408.70%-14392.7pp | 9461.77%-9445.8pp | 551.85%-535.9pp |
| Employer contribution / active EE | $3,000 | $5,540-45.8% | $4,153-27.8% | $4,662-35.7% |
| Participant deferral / active EE | $12,750 | $4,985+155.8% | $4,166+206.1% | $6,690+90.6% |
| Admin fee / account holder | $573 | $9,912-94.2% | $7,686-92.5% | $13,392-95.7% |