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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,581 | $169,161-63.6% | $129,295-52.4% | $145,959-57.8% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 15.98% | 14348.07%-14332.1pp | 9429.28%-9413.3pp | 561.95%-546.0pp |
| Employer contribution / active EE | $3,000 | $5,543-45.9% | $4,157-27.8% | $4,661-35.6% |
| Participant deferral / active EE | $12,750 | $4,989+155.5% | $4,169+205.8% | $6,689+90.6% |
| Admin fee / account holder | $573 | $9,878-94.2% | $7,665-92.5% | $13,398-95.7% |