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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,701 | $110,137-19.5% | $161,149-45.0% | $82,637+7.3% |
| Participation rate | 93.5% | 72.4%+21.1pp | 78.8%+14.6pp | 68.1%+25.4pp |
| Annual return | 33.23% | 20.69%+12.5pp | 21.16%+12.1pp | 53.51%-20.3pp |
| Employer contribution / active EE | $5,704 | $2,856+99.7% | $4,360+30.8% | $2,552+123.5% |
| Participant deferral / active EE | $16,621 | $4,575+263.3% | $6,153+170.1% | $4,126+302.8% |
| Admin fee / account holder | $6,172 | $9,467-34.8% | $15,194-59.4% | $7,339-15.9% |