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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,018 | $117,433+26.0% | $99,475+48.8% | $152,897-3.2% |
| Participation rate | 44.4% | 77.5%-33.1pp | 73.8%-29.4pp | 82.5%-38.0pp |
| Annual return | 14.69% | 31.87%-17.2pp | 30.72%-16.0pp | 345.43%-330.7pp |
| Employer contribution / active EE | $625 | $3,013-79.3% | $2,540-75.4% | $4,764-86.9% |
| Participant deferral / active EE | $1,230 | $4,086-69.9% | $3,619-66.0% | $5,851-79.0% |
| Admin fee / account holder | $83 | $7,634-98.9% | $6,252-98.7% | $11,599-99.3% |