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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,527 | $148,623-95.6% | $135,974-95.2% | $139,466-95.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.87% | 79.30%-63.4pp | 68.30%-52.4pp | 373.66%-357.8pp |
| Employer contribution / active EE | $2,952 | $5,246-43.7% | $4,859-39.2% | $4,754-37.9% |
| Participant deferral / active EE | $3,394 | $8,103-58.1% | $7,760-56.3% | $6,712-49.4% |
| Admin fee / account holder | $7,442 | $12,406-40.0% | $10,767-30.9% | $11,409-34.8% |