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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,901 | $81,870+99.0% | $119,622+36.2% | $68,486+137.9% |
| Participation rate | 93.3% | 71.9%+21.4pp | 79.3%+14.1pp | 67.9%+25.4pp |
| Annual return | -21.49% | -23.82%+2.3pp | -14.98%-6.5pp | -7.85%-13.6pp |
| Employer contribution / active EE | $4,946 | $2,692+83.8% | $4,232+16.9% | $2,597+90.5% |
| Participant deferral / active EE | $7,320 | $4,148+76.5% | $5,601+30.7% | $4,028+81.8% |
| Admin fee / account holder | $944 | $6,583-85.7% | $10,328-90.9% | $5,404-82.5% |