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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,258 | $138,102-87.5% | $125,381-86.2% | $134,532-87.2% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -20.40% | 750.73%-771.1pp | 572.31%-592.7pp | 418.27%-438.7pp |
| Employer contribution / active EE | $674 | $5,245-87.1% | $4,815-86.0% | $4,741-85.8% |
| Participant deferral / active EE | $3,863 | $7,801-50.5% | $7,448-48.1% | $6,401-39.6% |
| Admin fee / account holder | $540 | $11,568-95.3% | $10,007-94.6% | $11,429-95.3% |