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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,028 | $174,379-58.7% | $152,093-52.6% | $138,895-48.1% |
| Participation rate | 87.5% | 81.6%+5.9pp | 77.8%+9.7pp | 79.9%+7.6pp |
| Annual return | 19.44% | 74.86%-55.4pp | 66.36%-46.9pp | 145.39%-126.0pp |
| Employer contribution / active EE | $2,840 | $4,652-39.0% | $4,175-32.0% | $4,194-32.3% |
| Participant deferral / active EE | $3,759 | $6,159-39.0% | $5,451-31.0% | $6,396-41.2% |
| Admin fee / account holder | $1,745 | $16,880-89.7% | $14,497-88.0% | $12,562-86.1% |