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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,587 | $183,592-73.0% | $155,574-68.1% | $145,877-66.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.96% | 61.37%-49.4pp | 64.87%-52.9pp | 551.28%-539.3pp |
| Employer contribution / active EE | $11,945 | $5,317+124.7% | $4,676+155.5% | $4,663+156.2% |
| Participant deferral / active EE | $7,235 | $6,466+11.9% | $5,629+28.5% | $6,691+8.1% |
| Admin fee / account holder | $952 | $19,316-95.1% | $15,914-94.0% | $13,402-92.9% |