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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,548 | $175,231-79.1% | $149,696-75.6% | $139,466-73.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.86% | 166.77%-149.9pp | 134.46%-117.6pp | 373.66%-356.8pp |
| Employer contribution / active EE | $10,410 | $5,478+90.0% | $4,821+115.9% | $4,754+119.0% |
| Participant deferral / active EE | $8,592 | $6,521+31.8% | $5,682+51.2% | $6,712+28.0% |
| Admin fee / account holder | $1,075 | $16,155-93.3% | $13,212-91.9% | $11,409-90.6% |