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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,416 | $78,690-69.0% | $161,489-84.9% | $87,485-72.1% |
| Participation rate | 50.0% | 67.5%-17.5pp | 78.7%-28.7pp | 68.9%-18.9pp |
| Annual return | 21.95% | 32.74%-10.8pp | 89.72%-67.8pp | 26.06%-4.1pp |
| Employer contribution / active EE | $759 | $2,588-70.7% | $4,268-82.2% | $2,596-70.8% |
| Participant deferral / active EE | $1,935 | $3,311-41.6% | $5,630-65.6% | $4,274-54.7% |
| Admin fee / account holder | $139 | $6,724-97.9% | $16,006-99.1% | $7,775-98.2% |