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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,781 | $81,276-75.7% | $155,574-87.3% | $80,925-75.6% |
| Participation rate | 47.1% | 66.2%-19.2pp | 78.2%-31.2pp | 67.7%-20.6pp |
| Annual return | 15.40% | 33.36%-18.0pp | 64.87%-49.5pp | 35.65%-20.2pp |
| Employer contribution / active EE | $723 | $3,103-76.7% | $4,676-84.5% | $2,756-73.8% |
| Participant deferral / active EE | $1,907 | $3,453-44.8% | $5,629-66.1% | $4,299-55.6% |
| Admin fee / account holder | $73 | $7,993-99.1% | $15,914-99.5% | $6,940-98.9% |