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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,958 | $124,346-48.6% | $111,308-42.5% | $167,536-61.8% |
| Participation rate | 75.0% | 79.6%-4.6pp | 77.3%-2.3pp | 82.1%-7.1pp |
| Annual return | 7.06% | 37.45%-30.4pp | 54.67%-47.6pp | 478.82%-471.8pp |
| Employer contribution / active EE | $2,166 | $3,437-37.0% | $2,732-20.7% | $4,839-55.2% |
| Participant deferral / active EE | $3,652 | $5,182-29.5% | $4,487-18.6% | $6,342-42.4% |
| Admin fee / account holder | $50,390 | $10,621+374.4% | $7,965+532.6% | $12,315+309.2% |