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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,049 | $106,974-21.4% | $90,796-7.4% | $138,895-39.5% |
| Participation rate | 83.3% | 74.9%+8.5pp | 69.5%+13.8pp | 79.9%+3.4pp |
| Annual return | 20.28% | 20.10%+0.2pp | 19.29%+1.0pp | 145.39%-125.1pp |
| Employer contribution / active EE | $12,976 | $2,609+397.4% | $2,294+465.7% | $4,194+209.4% |
| Participant deferral / active EE | $8,220 | $4,455+84.5% | $3,822+115.1% | $6,396+28.5% |
| Admin fee / account holder | $3,299 | $8,626-61.8% | $7,024-53.0% | $12,562-73.7% |