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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,322 | $48,267-97.3% | $68,808-98.1% | $68,486-98.1% |
| Participation rate | 93.3% | 60.7%+32.7pp | 69.0%+24.3pp | 67.9%+25.4pp |
| Annual return | -15.40% | -12.70%-2.7pp | -6.37%-9.0pp | -7.85%-7.5pp |
| Employer contribution / active EE | $734 | $1,829-59.8% | $2,656-72.3% | $2,597-71.7% |
| Participant deferral / active EE | $963 | $2,867-66.4% | $3,942-75.6% | $4,028-76.1% |
| Admin fee / account holder | $767 | $4,362-82.4% | $4,936-84.5% | $5,404-85.8% |