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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,591 | $148,582-85.5% | $135,942-84.1% | $139,456-84.5% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 21.04% | 79.26%-58.2pp | 68.28%-47.2pp | 373.45%-352.4pp |
| Employer contribution / active EE | $4,396 | $5,245-16.2% | $4,858-9.5% | $4,753-7.5% |
| Participant deferral / active EE | $3,856 | $8,101-52.4% | $7,759-50.3% | $6,711-42.6% |
| Admin fee / account holder | $3,063 | $12,402-75.3% | $10,764-71.5% | $11,407-73.1% |