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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,591 | $148,623-85.5% | $135,974-84.1% | $139,466-84.5% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 21.04% | 79.30%-58.3pp | 68.30%-47.3pp | 373.66%-352.6pp |
| Employer contribution / active EE | $4,396 | $5,246-16.2% | $4,859-9.5% | $4,754-7.5% |
| Participant deferral / active EE | $3,856 | $8,103-52.4% | $7,760-50.3% | $6,712-42.6% |
| Admin fee / account holder | $3,063 | $12,406-75.3% | $10,767-71.6% | $11,409-73.2% |