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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,515 | $105,160-87.1% | $94,679-85.7% | $139,456-90.3% |
| Participation rate | 50.0% | 82.4%-32.4pp | 80.8%-30.8pp | 80.3%-30.3pp |
| Annual return | 66.23% | 38.04%+28.2pp | 156.75%-90.5pp | 373.45%-307.2pp |
| Employer contribution / active EE | $3,659 | $4,107-10.9% | $3,673-0.4% | $4,753-23.0% |
| Participant deferral / active EE | $4,394 | $7,599-42.2% | $7,417-40.8% | $6,711-34.5% |
| Admin fee / account holder | $5,588 | $8,988-37.8% | $7,233-22.7% | $11,407-51.0% |