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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,627 | $138,078-82.9% | $125,363-81.2% | $134,509-82.4% |
| Participation rate | 60.0% | 84.5%-24.5pp | 82.4%-22.4pp | 81.2%-21.2pp |
| Annual return | -24.72% | 750.49%-775.2pp | 572.15%-596.9pp | 418.13%-442.9pp |
| Employer contribution / active EE | $6,167 | $5,245+17.6% | $4,815+28.1% | $4,741+30.1% |
| Participant deferral / active EE | $4,195 | $7,800-46.2% | $7,447-43.7% | $6,400-34.5% |
| Admin fee / account holder | $91 | $11,566-99.2% | $10,005-99.1% | $11,427-99.2% |